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Emerging Phoenix in the Glooming Stock Market amidst COVID -19

  Title :   Emerging Phoenix in the Glooming Stock Market amidst COVID -19 It has been more than 6 months and still the Covid 19 pandemic is not getting over yet. Lots of uncertainties in every industry are cropping up.   Hence, its immensely necessary to boost “Financial Immunity” with some wise investments in emerging stocks. While most of the industries are facing repercussions of Covid 19, some industries are in boom and also expected to be in boom for medium to long term time space. Yes, we can say this situation as ‘Blessings in Disguise’ but it’s true.     From the US market perspective, expanding industries comprise of Cloud Service Provider Industry, FMCG (Fast Moving Consumer Goods) industry, Media Industry, online shopping (e-commerce) industry and credit card industry (Due to increased online transactions). Now, Let’s give special attention to the ‘Showstopper’, the most emerging and manifold expanding Industry, that is IT Industry in ...

How to Boost Financial Immunity During and After Covid 19 with Wise Investments..( Safeguarding Financial Health from Covid 19 Repercussions)

  How to Boost Financial Immunity During and After Covid 19 with Wise Investments   Hello Readers …after a long time... Welcome again to my blog...       It has been almost more than 5 months and still the Covid 19 saga is not getting eradicated fully. Lot of uncertainties in every field are irritating more and more to all of us. Though maximum safety and precautions are still inevitable and may come under “Necessity” heading; life has started rejuvenating itself again. which is the most important phenomenon now days to rebuilt the depressed economy. Financial industry is also not an exception to it.      There is risk of attaining  ‘Keynes’ Liquidity Trap’  like situation which generally causes economic stagnation as well financial depression leading finally to Stagflation.    Here is in detail explanation of  ‘Keynes’ Liquidity Trap...

Covid 19- – A boon or a bane?

Covid 19- – A boon or a bane? Welcome back Readers … Though in last post I have mentioned that next post will be regarding Economics and its interconnection with Investment, but currently amidst Corona (Covid 19) disaster, I thought this article will be more appropriate. Though it can be considered as one of the disasters on the economy, there can still be a silver lining to this dark cloud. Today’s our topic is Covid19’s impact on stock markets, overall economy and thinking about whether there is a way to use this situation to grab some good bets in investments. In the last post I had mentioned that various economic factors either directly or indirectly have impact on investments and overall financial world. Here, economics means not only a theoretical subject, but these are fundamental concepts involving which are the factors directly or indirectly influencing the economy of a country and its effects. Coincidently, the very fresh example of this impact aspect i...

Risk Bearing Capacity

Welcome Back Readers... Risk Bearing Capacity There is a famous verb ‘Don’t carry all your Eggs in one basket.’   The same logic is applicable while estimating one’s risk bearing capacity.   In simple words risk bearing capacity is nothing but one’s financial as well as emotional ability to handle the incidence of loss or non-profit or low profit situation, if occurs in future. Many times, loss is also relative. For Instance, Mr. A has invested Rs. 1,00,000 and he expects 10% returns in a year which is Rs. 10,000.   Suppose, in an expected investment frame, the recognized return is Rs. 9000. Though there are returns earned, they are less than the investor’s expectations. Here, how the investor looks and reacts, means if he sees half glass filled or half glass empty; will decides his Risk Bearing capacity. Though, human nature is an unsolved puzzle... Investors’ nature is generally segregated in three major types.      ...

Investment Objectives: An Essence of every Investment

Welcome Back READERS... ·          Investment Objectives: An Essence of every Investment                   As in the last post we have seen that there should be objective for every investment based on specific need or purpose and hence, the objectives are like an Essence of every investment because without which your investment ship will not reach desired destination.     In simple words, an objective for the investment will work like a Rudder to the ship. Whenever we have a discussion with friends, family or any prospective investors, one thing is commonly observed irrespective of the awareness of the investor, that is very few of the investors have FOCUSED view about their investment and most of the   investors invest money because they have excess cash and later ones understand that that cash laying in the bank account will not yield much re...

Savings’ and ‘Investment’

Someone is sitting in the shade today because someone planted a tree a long time ago. -Warren Buffett. The quote exactly explains an immense importance of term ‘ Investing .’   When I communicate with my clients, many times they are confused with the two terms ‘Savings’ and ‘Investment’.   Yes, the both terms are different. In simple language, Savings is like a still pond whereas Investment is like a tree in which once you sow seeds it will gives you many times more.   But the investment option should be appropriate as per investor’s own comfort as space. Investment options are different for every investor.   Same options will not suit to everybody as every investor has different needs and objectives.    In this post, we will see how to decide which option is suitable for which investor. For which we have to take into consideration following key cruxes:       Age of an Investor    ...

ABCD of Investment by Madhura P. Karekar

ABCD of Investment by Madhura P. Karekar  is a blog which aims to make Investment Simplified… Though these 2 terms apparently seem as an antonym; my blog will certainly endeavor to convert the two words, Simplified and Investment as synonyms of each other.    ABCD of Investment by Madhura P. Karekar will serve as an easy, handy dictionary for everyone from a Layman to Expert on this subject as many of us are unaware of modern investment avenues such as funds, equities and many more either because of lack of information or due to prejudiced view towards them. This blog aims to provide the all possible information along with its pros and cons from the point of view of every person. “ you must thoroughly analyze a company, and the soundness of its underlying businesses, before you buy its stock; you must deliberately protect yourself against serious losses; you must aspire to “adequate,” not extraordinary, performance.” ―  Benjamin Graham As we all know, ...